Symple Lending Lawsuit: Cases, Claims & What To Know
Note: This guide is general information only, not legal advice. All case descriptions come from court filings and review sites as labeled. Allegations are not findings of wrongdoing, and case status should be re-verified on the docket before anyone acts.
Symple lending lawsuit searches usually mean one question: is there really a case, and does it affect me? The honest answer needs untangling, because three separate lawsuits share the company name.
This guide separates all three cases, explains what each one alleges, states what is verified versus claimed, and answers the question everyone asks: is there a settlement or claim form?
Quick Answer
| Question | Short answer |
|---|---|
| Is there a Symple Lending lawsuit? | Yes, three separate ones. Only one is a consumer case. |
| The consumer case? | Betts v. Symple Lending, a putative TCPA class action filed January 2025 in Florida. |
| Is there a settlement? | No. No settlement, no certified class, no claim form as of October 2026. |
| The other two cases? | A 2022 business contract dispute (DMB Financial) and a 2025 trademark dispute (Troutman). Neither involves consumers. |
| Has any court found wrongdoing? | No finding reported in this research. The consumer case is contested. |
The Three Lawsuits, Separated
| Case | Court and year | Type | Who it affects | Status |
|---|---|---|---|---|
| Betts v. Symple Lending LLC | S.D. Fla., 0:25-cv-60114-RS, 2025 | Putative consumer class action (TCPA/FTSA) | People who got alleged telemarketing calls | Contested; motion to dismiss filed 3/28/2025 |
| DMB Financial v. Symple Lending | D. Mass., 2022 | Business contract dispute | The two companies only | Mixed ruling on motion to dismiss |
| Troutman v. Symple Lending | C.D. Cal., 8:25-cv-01181, 2025 | Trademark dispute | The two parties only | Preliminary injunction denied 6/18/2025 |
Never merge these cases. They involve different plaintiffs, different laws, and different stakes.
Case Timeline
| Date | Event | Source |
|---|---|---|
| 2022 | DMB Financial sues Symple Lending in Massachusetts over an affiliate agreement | Court summary |
| Jan 20, 2025 | Steven Betts files putative TCPA class action in S.D. Florida | Complaint, Doc. 1 |
| Mar 28, 2025 | Symple files motion to dismiss the Betts complaint | Motion, Doc. 5 |
| May 30, 2025 | Troutman Amin files trademark suit in C.D. California | Court filings |
| Jun 18, 2025 | Court denies Troutman’s preliminary injunction | 2025 U.S. Dist. LEXIS 140238 |
Betts v. Symple Lending in Detail
This is the case consumers care about. Steven Betts sued Symple Lending LLC individually and on behalf of proposed classes, alleging illegal telemarketing.
What the Complaint Alleges
The complaint asserts eight causes of action under two laws: the federal Telephone Consumer Protection Act and the Florida Telephone Solicitation Act.
The core allegations: Symple placed calls to cell phones using an automatic telephone dialing system without prior express written consent, used artificial or prerecorded voices, and called numbers on the National Do-Not-Call Registry.
Betts alleges he never gave Symple his number and had no business relationship with the company. The proposed classes cover a four-year lookback period.
You can read the allegations directly in the Betts class action complaint. Remember: a complaint states one side’s claims, not proven facts.
Symple’s Motion to Dismiss Arguments
Symple moved to dismiss on March 28, 2025, challenging nearly every element of the complaint.
The company argues the complaint fails to show Symple placed the calls at issue. It disputes that the calls were “telephone solicitations” under the statutes.
It challenges the autodialer allegations, the claim of artificial or prerecorded voice, and whether Betts properly alleged his do-not-call requests.
Symple’s motion to dismiss is a defense filing. Courts decide these arguments; this guide does not.
Current Status: Verified vs Not Verified
Verified: the case was filed, the complaint makes the allegations above, and Symple moved to dismiss. The case number is 0:25-cv-60114-RS in the Southern District of Florida.
Not verified: no class certification, no settlement, no trial verdict, and no court finding of wrongdoing appeared in this research.
Check the docket before relying on any status claim. Filings after March 2025 may have changed the picture.
DMB Financial v. Symple Lending: The Business Dispute
This 2022 case is a company-versus-company fight, not a consumer matter. DMB Financial, a Massachusetts debt-settlement company, sued Symple Lending for breach of contract.
DMB alleged the two firms had an affiliate sales agreement giving Symple exclusive marketing rights for DMB’s services, with higher commissions for exclusivity. DMB also claimed it advanced $110,000 toward buying equity in Symple.
DMB further alleged Symple broke the exclusivity deal by marketing for competitor Beyond Finance and soliciting DMB’s clients.
The court denied Symple’s dismissal motion on personal jurisdiction, venue, breach of contract, and implied covenant claims. It dismissed the declaratory judgment, specific performance, and Massachusetts consumer-protection claims.
A DMB case summary walks through the facts, issues, and holding. Nothing in this case creates consumer rights or payouts.
Troutman v. Symple Lending: The Trademark Dispute
Filed May 30, 2025, this case concerns a lion logo, not lending practices. Eric Troutman and his law firm Troutman Amin sued Symple Lending for trademark infringement and related claims.
Troutman alleged ownership of a lion mark used since April 2022 and claimed Symple began using a confusingly similar lion emblem around February 2024.
Symple countered that an employee created its lion from scratch as an internal culture emblem, and that the firm does not sell competing services.
On June 18, 2025, the court denied the preliminary injunction. The case continued past that ruling in the Central District of California.
The court’s injunction order is the primary source. This dispute has no bearing on consumers or borrowers.
TCPA and FTSA in Plain English
The Betts case turns on telemarketing law. Here is what the statutes cover, in general terms.
What Counts as an Autodialer Call
The TCPA restricts calls made with an automatic telephone dialing system to cell phones without proper consent. Courts have fought for years over the exact definition.
The practical question in cases like Betts: did equipment that dials automatically place the calls, and was consent obtained first?
Prior Express Written Consent, Explained
Telemarketing calls to cell phones generally require prior express written consent. That means a clear, documented agreement to receive marketing calls.
Betts alleges he never gave such consent and had no relationship with Symple. Consent is often the central battlefield in TCPA cases.
The Do-Not-Call Registry
The National Do-Not-Call Registry lets consumers opt out of telemarketing calls. Calling registered numbers for marketing can violate both federal and Florida law.
The complaint alleges calls to Betts’s number after it was registered. Registration alone does not stop every caller, which is why complaints exist.
What Is Symple Lending?
Symple Lending LLC is a financial services marketing company, not a direct lender according to review-site analysis. It connects consumers with debt relief and loan options.
Court filings state the company was founded by Houston Fraley in January 2021, with offices in Tampa, Florida, and Irvine, California. The DMB case describes it as a Wyoming LLC.
A Symple Lending review notes BBB accreditation but calls the company “not very up front” about its services. It reports the CEO is named in multiple lawsuits.
The same review characterizes allegations including illegal telemarketing, misleading advertising, and deceptive practices, with possible Truth in Lending Act and Fair Debt Collection Practices Act issues. These are review-site characterizations, not court findings.
Is There a Settlement or Claim Form?
No. As of October 2026 research, the Betts case has no settlement, no certified class, and no claim form. Any site offering a “Symple Lending settlement claim form” today is suspect.
Real settlements come with court-approved notices naming the case, court, administrator, deadlines, and official website. Betts has none of these.
For context on how legitimate settlements work, see our directory of class action settlements you can claim. Compare its verification standards against anything claiming to pay Symple Lending victims.
How to Spot Fake Class Action Claim Forms
- No case name or number on the page. Real notices cite both.
- Upfront fees to “unlock” your payment. Legitimate claims never charge.
- Guaranteed payout amounts for everyone. Real settlements pay by formula.
- Requests for passwords or banking PINs. Claim forms need contact and eligibility info, not credentials.
- Countdown timers and threats. Pressure tactics signal fraud.
Our guide on how to file a claim for settlement walks through the verification steps every real claim requires.
What To Do If Symple Lending Keeps Calling You
General information only, not legal advice. These are practical steps, not a legal strategy.
- Document every call. Save the number, date, time, and what was said. Screenshots of call logs help.
- Do not consent. Never agree to receive marketing calls during an unwanted call.
- Register on the Do-Not-Call Registry if you have not already, at donotcall.gov.
- File an FCC complaint about robocalls at fcc.gov. The FCC tracks patterns.
- File an FTC complaint as well. Both agencies use complaint data for enforcement.
- Check the CFPB complaint database for patterns involving the company.
- Contact your state attorney general’s consumer protection office for state-law options.
- Consult a consumer attorney about individual TCPA claims if calls persist. Many evaluate cases free.
Frequently Asked Questions
Is there a Symple Lending lawsuit?
Yes, three separate ones. Only Betts v. Symple Lending is a consumer case; the other two are business disputes.
What is Betts v. Symple Lending about?
A putative class action alleging Symple made illegal telemarketing calls in violation of the TCPA and Florida law.
Is Betts v. Symple Lending a certified class action?
No certification was found in this research. “Putative” means proposed, not approved.
Is there a Symple Lending settlement?
No. No settlement exists as of October 2026 research. Verify on the docket before believing otherwise.
Can I get money from the Symple Lending lawsuit?
Not currently. With no settlement or judgment, there is nothing to claim. Beware sites saying otherwise.
Is there a Symple Lending claim form?
No legitimate one exists. Any claim form circulating now should be treated as suspicious.
What is the case number?
0:25-cv-60114-RS, in the U.S. District Court for the Southern District of Florida.
What does Symple say about the allegations?
In its motion to dismiss, Symple disputes that it placed the calls and challenges the autodialer, voice, and solicitation allegations.
What is the TCPA?
The federal Telephone Consumer Protection Act, which restricts autodialed and prerecorded telemarketing calls, among other things.
What is the FTSA?
The Florida Telephone Solicitation Act, Florida’s state telemarketing law invoked alongside the TCPA in Betts.
What is a putative class action?
A lawsuit filed as a class action but not yet certified by the court. Certification is a separate, contested step.
What is DMB Financial v. Symple Lending about?
A 2022 business contract dispute over an affiliate marketing agreement and a $110,000 equity advance allegation. Consumers are not parties.
What is Troutman v. Symple Lending about?
A trademark dispute over a lion logo. The court denied a preliminary injunction in June 2025.
Who founded Symple Lending?
Houston Fraley, in January 2021, according to court filings.
Is Symple Lending a direct lender?
Review sites describe it as a connection and marketing service rather than a direct lender. Verify any offer’s actual provider.
Is Symple Lending legit?
It is a BBB-accredited company with real operations, but reviews raise transparency concerns and lawsuits allege misconduct. Allegations are not findings.
What should I do if they keep calling me?
Document the calls, register on the Do-Not-Call list, and file FCC and FTC complaints. See the steps above.
How do I report robocalls?
File with the FCC at fcc.gov and the FTC. Your state attorney general also accepts complaints.
How do I know if a class action is real?
Look for a case name, court, case number, and administrator on an official notice. Verify through the court docket, not a random website.
Does the DMB case affect consumers?
No. It is a contract dispute between two businesses.
Does the Troutman case affect consumers?
No. It concerns trademark rights between the parties.
Conclusion
The Symple Lending lawsuit story is really three stories. Betts is the consumer TCPA case to watch; DMB and Troutman are business disputes that only share the company name.
What matters most: the consumer case is contested, uncertified, and unsettled. No claim form exists, and anyone selling you one is running a scam.
If unwanted calls are your problem, document them and complain through official channels. If case status is your question, check the docket, not social media.
For the broader landscape of real, verifiable consumer cases, browse our class action settlements you can claim directory: and apply its verification standards to every payout promise you see.
Dilawar is a dedicated writer and contributor at Lawsips.com, focusing on legal information, business law, consumer rights, legal awareness, and everyday legal matters. He is passionate about simplifying complex legal topics and providing readers with clear, practical, and easy-to-understand information. His goal is to help readers stay informed about legal developments, understand their rights, and make better decisions through informative and well-researched articles.
